As we enter the midway point of 2023, it’s time to take a closer look at the best checking accounts available in July. With numerous options to choose from, it’s important to select the one that aligns with your needs and financial goals. From low fees to excellent customer service, here are the 12 best checking accounts available this month:
1. Chase Total Checking: Chase offers a comprehensive checking account with a wide network of ATMs and branches, along with features like mobile banking and online bill pay.
2. Ally Interest Checking: Ally Bank offers a high-interest checking account that also provides ATM fee reimbursements and no monthly maintenance fees.
3. Capital One 360 Checking: Capital One’s online checking account comes with no monthly fees and numerous perks like mobile check deposits and a large ATM network.
4. Charles Schwab Bank High Yield Investor Checking: This checking account offers unlimited ATM fee rebates worldwide, making it ideal for frequent travelers.
5. Discover Cashback Debit: Discover’s checking account earns cashback on debit card purchases and offers no monthly fees or minimum balance requirements.
6. Fidelity Cash Management Account: With great mobile banking features and ATM fee reimbursements, Fidelity’s cash management account is a solid choice for those seeking a checking account with investment options.
7. TD Bank Convenience Checking: TD Bank offers a low minimum balance requirement and numerous branches on the East Coast, making it a convenient choice for local banking.
8. Wells Fargo Everyday Checking: Wells Fargo’s checking account offers easy access to branches and ATMs nationwide and features like mobile check deposits and budgeting tools.
9. PNC Virtual Wallet: PNC’s Virtual Wallet is a comprehensive money management tool, offering three accounts (Spend, Reserve, and Growth) for budgeting and saving purposes.
10. Bank of America Advantage Plus Banking: With a low monthly fee, this checking account from Bank of America offers a wide network of ATMs and branches nationwide, along with digital banking features.
11. Citibank Account Package: Citibank’s checking account comes with numerous perks like fee waivers, discounted rates on loans, and access to Citi’s extensive range of financial products.
12. USAA Classic Checking: USAA offers a checking account specially designed for military personnel and their families, with no monthly fees and worldwide ATM fee rebates.
Remember to consider factors like fees, ATM accessibility, customer service, and any specific features that cater to your financial needs. By selecting the right checking account, you can effectively manage your finances and make the most of your banking experience in July 2023.